What are the eligible upgrades?

With the EmpowerHome Loan an energy efficient home is within your reach.


  • Doors, storm doors, storm shutters, windows and storm windows
  • Screening, window films and shading devices
  • Roofing
  • Siding; Insulation, weather stripping and caulking; texture coatings and other special purpose exterior paints
  • Carpet, flooring, tile
  • Disaster prevention improvements (including qualified inspections and retrofit recommendations related to such improvements)
  • Sunrooms that comply with the requirements of the International Energy Conservation Code (IEC) (other than those classified as "exempt building" as defined in Chapter 1, Page 1 of the IECC)
  • Fireplace modifications
  • Kitchen and bath remodeling


  • Repair or replacement of heating, cooling, and ventilating systems and other work and equipment related to the system installation (e.g., removal of existing system, oil tanks and related asbestos, installation of gas service, filtering devices, control equipment, ductwork repair or replacement and duct insulation)
  • Programmable thermostats
  • Wood-heating appliances
  • Evaporative coolers
  • Exhaust fan
  • Dehumidifier


  • Repair or replacement of major energy-consuming appliances (e.g., ovens, dryers, ranges, refrigerators, freezers, dishwashers, trash compactors, garbage disposals, gas grills)
  • Lighting and fans
  • Power generators (other than rooftop solar PV systems)


  • Repair or replacement of water heaters; insulation of water heater tank
  • Solar thermal water heaters, including solar pool heaters
  • Plumbing
  • Water conserving shower head
  • Low water usage toilets
  • Faucet aerators and other water conserving appliances and home improvements
  • Piping insulation
  • Water conserving residential irrigation systems (including "gray water" systems)
  • Artificial turf

Innovative Technologies

  • Geothermal ground coupled heat pump
  • EV charging infrastructure
  • Fuel cells
  • Batteries and storage devices
  • Qualified Energy Star products (e.g., Geothermal HVAC)